The5ers vs Backed
On the numbers: The5ers pays the higher profit split; The5ers has the cheaper entry point. The right choice depends on which of those you weigh most - the rules, pricing and payout detail below is where they really separate.
At a glance
| The5ers | Backed | |
|---|---|---|
| TradingBay Rating | 8.6 ★ | 7.6 |
| Category | Forex | Crypto |
| Founded | 2016 | 2024 |
| Profit Split | Up to 100% ★ | 90% |
| Payout Cycle | Bi-Weekly | Every 5 Green Days |
| Account Sizes | $2.5K–$250K | $5K–$200K |
| Cheapest Challenge | $19 ★ | $20 |
| Platforms | MetaTrader 5 (Hedge), cTrader | Backed web platform |
| Trustpilot | 4.7 | - |
Which is cheaper at $50K and $100K?
Lowest listed price for that account size, across each firm's challenge types.
| The5ers | Backed | |
|---|---|---|
| $25K account | - | $100 |
| $50K account | $309 | $200 ★ |
| $100K account | $95 ★ | $380 |
| $200K account | - | $720 |
Rules head-to-head
Drawdown type is the rule that catches most traders out - read it before the profit split.
| The5ers | Backed | |
|---|---|---|
| Rules grade | B+ - Trader-friendly, a few catches | B- - Fair rules |
| Drawdown type | Hyper/Pro Growth: 6% static stop-out from initial balance. High Stakes: 10% absolute max loss. Bootcamp: 5% max loss per step, 4% when funded. | - |
| Daily loss limit | Hyper Growth: 3% daily pause (not a breach). Pro Growth: 3% daily loss = account termination. High Stakes: 5% daily (from higher of balance/equity at server midnight). Bootcamp: 3% daily pause on funded stage only. | - |
| Profit target | Hyper/Pro Growth: 10%. High Stakes: 10% then 5%; 10% per funded scaling step. Bootcamp: 6% per step, 5% per funded milestone. | - |
| Consistency rule | No fixed best-day percentage on the standard programs; profitable-day minimums serve the same purpose. The limited-time Summer Plan uses a 50% daily consistency rule. | - |
| News trading | Allowed; bracket strategies around high-impact news prohibited. High Stakes: no new orders within 2 minutes before/after high-impact news. | - |
| EAs / automation | EAs allowed except tick scalping, HFT, arbitrage, rollover scalping, third-party EAs without your own source code, and copy or coordinated trading. Breaches void the account with no refund. | - |
| Weekend holding | Overnight and weekend holding allowed (indices carry very high weekend swaps). | - |
| Time limit | Unlimited time to pass; accounts inactive for 30+ consecutive days expire. | - |
Payouts head-to-head
| The5ers | Backed | |
|---|---|---|
| Profit split (full terms) | Starts at 50/50 (Hyper Growth, Bootcamp), 75/25 (Pro Growth) or 80/20 (High Stakes) and scales to 100%. Top High Stakes tiers pay 100% plus $4,000 to $10,000 fixed payouts. | 80%, 90% with add-on |
| Payout frequency | First payout 14 days after receiving the funded account, then every two weeks; the cycle resets each time the account scales | Every 5 green days |
| First payout | 14 days after the funded account is issued | After 5 green days on the funded account |
| Minimum payout | $150 (after profit split); crypto withdrawals capped at $1,500 per request. High Stakes $50K and $100K accounts need $300 and $500 minimum profit and are capped at $3,000 and $4,000 per payout. | $50 |
| Scaling | Hyper Growth doubles the account at every 10% target up to $4M; Pro Growth scales incrementally to $500K; High Stakes scales 10% steps to $500K with split rising 80/20 to 100/0 + fixed payouts; Bootcamp scales every 5% up to $4M | - |
Who should choose which?
· You want the cheaper entry ($19 vs $20).
· The headline profit split matters most (100% vs 90%).
· You're buying a $50K account ($200 vs $309).
· You want an instant-funded option with no evaluation.
Is The5ers better than Backed?
It depends what you weigh: The5ers pays the higher profit split; The5ers has the cheaper entry point.
Which is cheaper, The5ers or Backed?
The5ers has the lower-priced entry challenge ($19 vs $20). At the $50K size, Backed is cheaper ($200 vs $309).
Does The5ers or Backed allow EAs?
The5ers: EAs allowed except tick scalping, HFT, arbitrage, rollover scalping, third-party EAs without your own source code, and copy or coordinated trading. Breaches void the account with no refund.. Backed: not stated.
Can US traders join The5ers or Backed?
The5ers: yes, the US is not on its restricted list. Backed: not stated.
Which pays out faster, The5ers or Backed?
The5ers: First payout 14 days after receiving the funded account, then every two weeks; the cycle resets each time the account scales. Backed: Every 5 green days.
Terms last verified against each firm's own site: 2026-10-23 / 2026-11-05. How we rate.