Atlas Funded vs Backed
On the numbers: Backed has the cheaper entry point. The right choice depends on which of those you weigh most - the rules, pricing and payout detail below is where they really separate.
At a glance
| Atlas Funded | Backed | |
|---|---|---|
| TradingBay Rating | 7.7 ★ | 7.6 |
| Category | Forex | Crypto |
| Founded | 2024 | 2024 |
| Profit Split | 90% | 90% |
| Payout Cycle | On-Demand | Every 5 Green Days |
| Account Sizes | $5K–$400K | $5K–$200K |
| Cheapest Challenge | $43 | $20 ★ |
| Platforms | MT5, TradeLocker, Match-Trader, Volumetrica (futures) | Backed web platform |
| Trustpilot | 3.9 | - |
Which is cheaper at $50K and $100K?
Lowest listed price for that account size, across each firm's challenge types.
| Atlas Funded | Backed | |
|---|---|---|
| $25K account | $160 | $100 ★ |
| $50K account | $240 | $200 ★ |
| $100K account | $443 | $380 ★ |
| $200K account | $816 | $720 ★ |
Rules head-to-head
Drawdown type is the rule that catches most traders out - read it before the profit split.
| Atlas Funded | Backed | |
|---|---|---|
| Rules grade | B - Easy evaluation, stricter funded stage | B- - Fair rules |
| Drawdown type | Static on 1-Step (7%), 1-Step Daily (6%), 2-Step (10%) and 2-Step Daily (8%), the same in evaluation and funded; end-of-day trailing on Instant Funded (5%) and Instant Zero (4%); trailing on equity on Access (10% evaluation, 6% funded). After a payout the floor is re-anchored to the new balance on 1-Step, 2-Step, Instant and Access; on the Daily programs it never moves | - |
| Daily loss limit | 1-Step 4%, 1-Step Daily 3%, 2-Step 5%, 2-Step Daily 4% (static, counted down from equity at 00:00 UTC); Instant Funded 3% and Access 5% (3% funded), trailing end of day; none on Instant Zero. The Daily programs can drop it with the No Daily Loss add-on (+20%) | - |
| Profit target | 1-Step 10%; 1-Step Daily 8%; 2-Step 8% / 5%; 2-Step Daily 7% / 4%; Access 3%; Instant none | - |
| Consistency rule | None on 1-Step, 1-Step Daily, 2-Step, 2-Step Daily and Instant Zero; Instant Funded 20% and Access funded 40% best-day cap (blocks the payout, not a breach) | - |
| News trading | Allowed during evaluation. On funded accounts, profit from trades opened or closed within 5 minutes either side of high-impact news is deducted, and positions opened inside the window are closed automatically (no breach) | - |
| EAs / automation | Allowed on all programs, no approval needed; HFT, tick scalping and latency arbitrage are banned | - |
| Weekend holding | Allowed - overnight and weekend holding permitted on every CFD program | - |
| Min trading days | Evaluation: 3 days on 1-Step, 1-Step Daily, 2-Step and 2-Step Daily, none on Access. Funded, per payout cycle: 5 days with 0.5%+ closed profit (1-Step, 2-Step), 3 trading days of any result (Daily), 3 days with 0.5%+ (Access), 5 days with 1%+ (Instant). The No Minimum Trading Days add-on removes the evaluation minimum, and on Instant and Access the funded minimum from the 4th payout | - |
| Time limit | Unlimited; accounts with no trade in 30 days are closed (no inactivity limit on Instant Zero) | - |
Payouts head-to-head
| Atlas Funded | Backed | |
|---|---|---|
| Profit split (full terms) | 90% on every program, 100% with a +20% add-on. Drops to 50% for the life of the account after a first Atlas Protector trigger, and to 50% on the first payout when the On-Demand add-on is used | 80%, 90% with add-on |
| Payout frequency | On demand on 1-Step Daily and 2-Step Daily (any weekday, once 3 trading days are logged in the cycle). Every 14 days on 1-Step, 2-Step, Instant Zero and Instant Funded, first payout 14 days after the funded account is created (Access: 28 then 14). Weekly add-on (+20%) on Instant and Access, On-Demand first payout add-on on 1-Step and 2-Step. Requests Monday to Friday only; Payout Reward Guarantee | Every 5 green days |
| First payout | On demand on 1-Step Daily and 2-Step Daily once you have 3 trading days; 14 days after the funded account is created on 1-Step, 2-Step and Instant (Access: 28 days); straight away with the On-Demand add-on on 1-Step and 2-Step, or after 7 days with the Weekly add-on on Instant | After 5 green days on the funded account |
| Minimum payout | $100 profit ($50 on 1-Step Daily and 2-Step Daily) | $50 |
| Scaling | Scaling plan available for consistently profitable traders (reviewed individually); maximum active funded allocation is $400,000 per trader (e.g. 4 x $100K). Challenge fee refunded as Atlas Balance with the 3rd consecutive payout on every CFD program (on Access only the $5 entry fee is refunded). | - |
Who should choose which?
Neither firm has a clear data-backed edge here - decide on the rules and platform you prefer.
· You want the cheaper entry ($20 vs $43).
· You're buying a $50K account ($200 vs $240).
Is Atlas Funded better than Backed?
It depends what you weigh: Backed has the cheaper entry point.
Which is cheaper, Atlas Funded or Backed?
Backed has the lower-priced entry challenge ($20 vs $43). At the $50K size, Backed is cheaper ($200 vs $240).
Does Atlas Funded or Backed allow EAs?
Atlas Funded: Allowed on all programs, no approval needed; HFT, tick scalping and latency arbitrage are banned. Backed: not stated.
Which pays out faster, Atlas Funded or Backed?
Atlas Funded: On demand on 1-Step Daily and 2-Step Daily (any weekday, once 3 trading days are logged in the cycle). Every 14 days on 1-Step, 2-Step, Instant Zero and Instant Funded, first payout 14 days after the funded account is created (Access: 28 then 14). Weekly add-on (+20%) on Instant and Access, On-Demand first payout add-on on 1-Step and 2-Step. Requests Monday to Friday only; Payout Reward Guarantee. Backed: Every 5 green days.
Terms last verified against each firm's own site: 2026-10-29 / 2026-11-05. How we rate.